Title Insurance

At Metro Title Services, LLC, we offer reliable Title Insurance to protect property owners and lenders from financial loss due to title defects that may arise after a real estate transaction. Unlike other forms of insurance, title insurance protects against risks and disputes from the past.

What is Title Insurance?

Title insurance ensures that you have clear and undisputed ownership of the property. Even after a thorough title search, certain issues may not be found, such as:

  • Forged signatures or fraudulent deeds in the property’s history
  • Unknown heirs who may claim ownership
  • Unpaid taxes or liens that were missed
  • Incorrect legal descriptions of the property
  • Clerical errors in previous documentation

Without title insurance, these issues could lead to costly legal disputes or even the loss of your property.

Our Title Insurance Process

1. Title Search and Examination:

Before issuing a title insurance policy, we conduct a comprehensive title search and examination to identify any potential risks or claims that may affect your ownership.

2. Policy Coverage:

Title insurance provides coverage for defending against legal claims challenging your ownership, paying legal fees, court costs, and compensating you for financial losses due to undisclosed title defects.

3. Types of Title Insurance:

Owner’s Title Insurance: Protects the buyer and ensures secure ownership.
Lender’s Title Insurance: Protects the lender’s investment until the mortgage is paid off.

4. Risk Mitigation:

We carefully review legal documents, resolve title defects, and coordinate all aspects to ensure a smooth transaction.

Coordination of Closing and Disbursement of Funds

Metro Title Services, LLC coordinates the closing process, ensuring all documents are properly prepared, signed, and recorded. We handle disbursement of funds, including paying off mortgages, settling closing costs, and transferring the balance to the seller.

With our Title Insurance services, you can have peace of mind knowing your property is protected from unexpected title issues, ensuring a secure real estate transaction.